Welcome South Carolina Veterans to VA Home Loans

Use your VA eligibility to get a VA mortgage!

One of the great benefits of military service is 100% financing for home mortgages through the Veterans Administration. Charleston and the Low Country is home to many active duty and retired military families. All branches are represented, including Navy, Marines, Army, Air Force, National Guard, and Coast Guard. Whether you are a first time homebuyer or have owned homes before, VA benefits can be there for you.

As a VA experienced mortgage professional and prior military officer as well, I am here to answer any questions you have about VA eligibility and to guide you through the VA home buying or VA refinancing process. I am very familiar with the local real estate market and VA underwriting guidelines, insuring a smooth process with no surprises. I help families from Charleston AFB, Joint Base Charleston, Naval Weapons Station, US Coast Guard Base Charleston, SPAWAR, US Army 841 st Transportation Battalion, US Army Corps Of Engineers, and many other military communities throughout South Carolina.

VA Loans can be used for purchases and refinance transactions if you qualify:

You may be eligible for a VA Loan if any one of the following is true:

• Served 181 days during peacetime (Active Duty)
• Served 90 days during war time (Active Duty)
• Served 6 years in the Reserves or National Guard
• You are the spouse of a service member who was killed in the line of duty.

VA Features:

• Purchase a home with zero down. 100% financing with no monthly mortgage insurance
• Get approved with less than perfect credit and still get a great rate
• See how a VA Refinance can lower your monthly payment or allow you to get cash out
• When you are ready to refinance a VA loan, you can do a VA Streamline Refinance that requires no income, asset, or credit verification and many traditional closings costs are waived making it cheaper.
• VA jumbos for purchases over $417,000


Chuck Olmsted Mortgages

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